Current Deposit

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Fixed deposit premature withdrawal & applicable Interest Rates. PNB Housing provides for the provision of premature cancellation of your Fixed deposit. There is a compulsory lock-in for 3 months, after which the fixed deposit can be withdrawn. However, the interest rate charged would be lower than the initial agreed about FD interest rate. A current account, also known as financial account is a type of deposit account maintained by individuals who carry out significantly higher number of transactions with banks on a regular basis. It is created by the bank on request of the applicant and is made available for frequent or immediate access.

A Certificate of Deposit is similar to a savings account in that they are insured and thus virtually risk-free (CDs are insured by the FDIC for banks). They are different from savings accounts in that the CD has a specific, fixed term (often three months, six months or one to four years), and, usually, a fixed interest rate. It is intended that the CD be held until maturity, at which time the money may be withdrawn with the accrued interest.

Certificate of Deposit Rates Term Interest Rate % Annual Percentage Yield 3 Month *NO PENALTY* 0.10 0.10 6 Month 0.25 0.25 11 Month - Only Jump-Up** 0.45 0.45 12 Month 0.35 0.35 18 Month 0.40 0.40 23 Month - Only Jump-Up*** 0.55 0.55 24 Month 0.45 0.45 30 Month 0.50 0.50 36 Month 0.60 0.60 48 Month 0.75 0.75 *No Penalty* feature available on 3 month CD only. **Rates may change after the account is opened. If the 6 month or 11 month CD interest rate goes up, you have the option of upgrading to the higher rate one time for the remainder of your term. ***Rates may change after the account is opened. If the 18 month or 23 month CD interest rate goes up, you have the option of upgrading to the higher rate one time for the remainder of your term. Interest on all CD's is compounded quarterly. Minimum deposit is $500.00. Substantial penalty for early withdrawal. The Annual Percentage Yield assumes interest will remain on deposit until maturity. A withdrawal of interest will reduce earnings. Call Cornerstone Bank for effective rates after the quoted date. Premier Money Market Account Rates Balance Range Interest Rate % Annual Percentage Yield $0 - 999.99 0.00 0.00 $1,000 - 49,999.99 0.05 0.05 $50,000 - 99,999.99 0.10 0.10 $100,000 - 249,999.99 0.15 0.15 $250,000 - 499,999.99 0.20 0.20 $500,000 & Over 0.30 0.30 Daily access to your money by check. You may have up to 6 debits per statement cycle. Rates may change and fees may reduce earnings. $1,000 minimum required to open a Premier Account. Interest is compounded and credited every month. Annual Percentage Yield (APY) effective 03/03/2021.

Ultra-Low Mileage Lease Example for Current Qualified Competitive Lessees.

$139 per month for 24 months

$0 Security Deposit

$3,090 Down Payment

$139 First Payment

Ultra-Low Mileage Lease Example for Current Qualified Competitive Lessees.

$269 per month for 36 months

$0 Security Deposit

$1,710 Down Payment

$269 First Payment

$4,250 Total Cash Allowance

Ultra-Low Mileage Lease Example for Current Qualified Lessees.

$99 per month for 24 months

$0 Security Deposit

$3,000 Down Payment

$99 First Payment

Ultra-Low Mileage Lease Example for Current Qualified Competitive Lessees.

$179 per month for 24 months

$0 Security Deposit

$950 Down Payment

$179 First Payment

Ultra-Low Mileage Lease Example for Current Qualified Competitive Lessees.

$199 per month for 36 months

$0 Security Deposit

$2,250 Down Payment

$259 First Payment

Ultra-Low Mileage Lease Example for Current Qualified Competitive Lessees.

$219 per month for 36 months

$0 Security Deposit

$2,520 Down Payment

$219 First Payment

Low Mileage Lease Example for Current Qualified Competitive Lessees.

Current Deposit Cash

$199 per month for 36 months

$0 Security Deposit

$1,160 Down Payment

$199 First Payment

Ultra-Low Mileage Lease Example for Current Qualified Competitive Lessees.

$199 per month for 36 months

$0 Security Deposit

$670 Down Payment

Current Deposit Ratio

$199 First Payment

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Current Deposit

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