Xe88 Free Credit 2019

Why Do I Need to Know My Credit Score?

Your credit score is used for a lot—even if you don’t know it. Sure, you need your credit score to apply for things credit cards, loans and mortgages. But did you know that you need a credit score to rent an apartment? To get decent interest rates? Trust us, you don’t want to apply for any credit line before checking your score. Plus, keeping an eye on your score can help you look out for identity theft and fraud. When it comes to your credit, it’s better safe than sorry. Check out your score today

When and Why Does My Credit Score Change?

Honestly, your credit score can change whenever. It depends on a lot of things, like if you’ve paid your bills on time, when you pay your balances, if/when you apply for a new line of credit and when you open or close a new account. Plus, it can take anywhere between 30 to 60 days for your creditors to report your information to the credit bureaus. Because your score can really change at any time, it’s important to keep track of it. See what your score is today

Get Your Score for Free—No Credit Card Needed

Getting access to your credit score isn’t always easy. Sure, you could get your credit score somewhere else, but you may have to pay. When you sign up with Credit.com’s free account, there isn’t catch. You can get access to your free credit score without a credit card or hard inquiry. Get your free credit score right now

How Does Credit.com Get My Credit Score?

Okay, we’ve established that Credit.com provides your credit score and credit report card completely free of charge. But how exactly do we get your credit score? It comes directly from Experian, one of the three major credit bureaus, and is updated every 14 days. Not only that, but you’ll get access to your credit report card. It’ll dig into the five factors that affect your credit score—payment history, credit utilization, credit age, new credit inquiries and account mix—and give you a personalized action plan to help you reach your credit and financial goals.

Need a Little Extra Help?

A free credit score is great tool for understanding, tracking, and building your credit. If you want even more insight into your credit, check out ExtraCredit. For $24.99 a month, you can see 28 of your FICO scores from all three major credit bureaus. In addition to your credit scores, ExtraCredit offers opportunities to add your rent and utilities to your credit reports to add more to your credit profile, cashback rewards when you’re approved for certain offers, exclusive discounts, $1 million identity theft coverage, and more. Check out ExtraCredit today.

Get Your VantageScore 3.0 Score for Free

We pull your VantageScore 3.0 score straight from Experian, updated every 14 days. But what is VantageScore 3.0? VantageScore 3.0 was developed by all three major credit bureaus, which means that it’ll give you a more consistent picture of where you stand with Experian, TransUnion and Equifax.

Access More Than Your Score

Not only do you get to see your credit score, but you’ll also be able to see your credit report card. In a nutshell, it'll grade you on the five factors that play into your credit—payment history, credit utilization, credit age, new credit inquiries and account mix. Your credit report card gives you snapshot of each new late payment, current credit utilization, new and old hard credit inquiries and how many types of each account you have. Plus, you can check out how your credit score compares to the US average and the averages for your state and age group.

See Personalized Credit Cards, Loans and Education

When you sign up for Credit.com, we’ll show you loans and credit cards that match with your credit score. You’ll see a few options that could work for you, including their interest rates and annual fee. We’ll also give you education and insights on types of credit, your credit and credit in general specific to your score. Become a credit guru and take control of your financial goals.

See Your Score from Anywhere

You don’t need to sit in front of your computer to see your credit score, access your credit report card or apply for a line of credit. Credit.com gives you a free mobile app that works in both Android and iOS, so you can access your score and credit report card wherever you are. {Ready to see your credit score today? Get started—it’s free!}